10 "foolish" Ways to loose your Money in Nigeria

1. Unnecessary Parties

It is estimated that Lagosian's spend close to 40 billion naira annually on parties alone .

Most analyst have argued that most of these parties are completely unnecessary and most times do not add value to either the host or the guests.



2. Insisting on Designers, Labels, and Brands

 From groceries to clothing to prescription drugs, you can save money by choosing an off-brand over a fancy label. And in many cases, you won't sacrifice much in quality. Clever advertising and fancy packaging don't make brand-name products better than lesser-known brands.

For example, generic drugs can cost as much as 80% less than their brand-name alternatives.

3. Shopping at the wrong store
If you are Particular about price then don't just walk into any store , a Bottle of drink at MM2 will cost you almost thrice the amount you buy it at your neighborhood fast food outlet , a supermarket in victoria Island will not sell Gala at the price you get it in Oshodi


4. Paying for "ashoebi" you may Never wear again,

Today, almost all weddings, burials,Birthdays and even naming ceremonies now have a uniforms which organizers use in adding color and or liquidating their guests ! This is one of the Biggest drain pipes in most low income Families who can hardly afford three square meals but are willing to mortgage their 5 months salary for a 2 hours programme!

5. Maintaining a Fleet of Cars
Most people keep a fleet of car to show the world they have arrived , However they fail to realize that their cars start diminishing in value the moment they drove out of the show room . The Insurance ,licensing , and maintenance is an unnecessary expense for a vehicle you drive once in a month!


  6. Multiple Girlfriends or Sugar Boys.

Women are wonderful creatures, history is replete with men who died because of women only to have those women become concubines of the men who killed their lovers .
A Man with a retinue of girlfriends will have to Buy Credit for Shade , change wardrobe for Ngozi and pay house rent for Fatima all these add up to keep the young mans account in perpetual red !

In the same vein women are reinventing slavery but this time on a different dimension, they have mastered the act of keeping "Bingos" whose only duty is allegiance to the Bosom of a woman old enough to be their mothers .

One peculiar thing about these "bingos" is the Fact that they have taste as such keeping many "Bingos" sometimes leave a tsunami effect on the bank account !



7. Leaving Your Money in a Low-Interest Account


If you're stashing your cash in a traditional savings account earning next to nothing, you're wasting it. Make sure you're getting the best return on your money. Fix any money you don't need and earn good returns from your bank instead of paying account management fees to a bank which charges you for using your money.


8. Not Pulling the Plug on Electronics

If you use a prepaid meter this is one of the reasons your credits develop wings.
   Electronics that have a clock or operate by remote are typical culprits. The obvious way to pull the plug on your energy vampires is to do just that -- pull the plug. Or buy a device to do it for you, such as a Smart Strip Power Strip which will stop drawing electricity when the gadgets are turned off and pay for itself within a few months.

9.Buying at the Wrong time !

This mistake could some times have devastating effect Its is dangerous to Buy a Land or House during dry season because the area might be prune to floods or the Land could be waterlogged .

Building during raining season on the other hand also has some advantages

1. Cost of Building materials especially cement falls

2.Molding Blocks and water supply for concretes works could be made easier especially for those in arid areas


 10. Borrower !

Pls Borrow me =N= 500,000 I have a business deal I must close tonight?

Many people have lost millions and made great and wicked enemies just because they choosed to help.

The wisdom here is never lend out a money you are not willing to forget!

Any business that is too good to be true is too Good to be legal!

E-COPY OF TSUNTSU OUR HAUSA NEWSPAPER ( MAY PUBLICATION)

THE

DANDALIN DARIYA

Daga Abubakar Yusuf Mada

              Ba Mu Daga Cikin Matattu

A wani kauye ne wasu yara guda biyu suka saci mangoro a cikin buhu. Sai suka tsaya shawarar

inda za su tafi su raba ba tare da kowa ya gansu ba. Sai daya ya bayar da shawarar a tafi

makabarta.

Bayan sun isa makabarta dauke da mangoron nan, a kofar shiga sai mangoro biyu ya fado daga

cikin buhun, amma saboda suna sauri kada agansu sai suka bar su nan suka wuce cikin makabartar da sauran mangoron.

Su na shiga sai suka zube mangoron a kasa suka fara rabawa, babban ne ya ke rabo, sai ya dauki

mangoro daya ya aza a gabanshi ya ce, “Ni daya”sai kuma ya dauki daya ya aza a gaban karamin ya ce, “Kai daya.”Haka suka ci gaba da rabonsu. Can sai ga wani mashayi ya fito daga cikin daji wajen shaye shayensa, yana zuwa dai dai kofar makabarta sai

ya ji wata yar karamar murya kamar ta yara ana cewa, “Kai daya, ni daya,” kuma anci gaba da

maimaitawa. Sai kawai ya garzaya da sauri sai gidan limamin kauyen.

Yana zuwa ya same shi kofar gida yana shirin yin alwalar magariba. Ya ce, Allah gafarta malam,

yau wani bakon al’amari ke faruwa a makabartar can. Na ji ana rabon matattu. Sai liman ya ce muje in gani.Su na zuwa, sai suka labe a bakin kofar makabartar, sai suka ji ana cewa, “Kai daya, ni daya, kai daya, ni daya…” Can sai suka ji ance,“To kai ga yawan naka nan, ni ga yawan nawa nan.” Can kuma sai suka ji an kara cewa, “To wadan can biyun na bakin kofar shigowa fa?” sai suka ji daya ya ce, “To mu je a dauko su mana.”

Haba! Ai liman da mashayin nan na jin haka, sai suka ari takalmin kare, su na fadin ai mu ba mu

mutu ba, ba mu daga cikin matattu, tsammani suke yi da su ake, ba su san cewa yaran nan mangoron su biyu da suka fadi bakin kofa suke nufi ba.

                        Fatalwa

Wani saurayi ne da gidansu ke kusa da makabarta, kullum idan ya hawo mota ko babur baya biya, ana zuwa daidai makabartar nan sai ya ce a sauke shi, ana sauke shi sai ya nuna ai shima mataccene, fatalwa ya yi ya fito yawon shakatawa, kawai sai ya shige makabartar.Ana cikin haka ne wata rana ya hawo babur din wani dan achaba me shegen naci, bayan sun zo daidai makabartar sai saurayin nan yace, “Tsaya na sauka anan” yana sauka sai yai kokarin shiga

makabarta kamar yadda ya saba, amma sai Dan achaba ya rike shi ya ce ya ba shi kudinsa, to

anan ne saurayin nan ya ce da shi shi fa fatalwa ne ba me rai bane kuma gida ya kawoshi (wato

makabarta).Nan take Dan achaba ya ce to su shiga ya ba shi kudinsa. Haka kuwa aka yi, suna shiga abokin namu ya je kan wani kabari yace, “Danlami bani

naira tamanin (#80) na ba wa wannan Dan achaban kudinsa”, ai kafin ya gama rufe baki

kawai sai suka ga wani hannu ya bullo da naira dari (#100) yace, “Karbi wannan ka ba shi, ya ba mu chanji, ni ma ragowar kudina ke nan.”

Ai da Saurayin nan da Dan achaba sai kowa ya cika rigarsa da iska yayi takansa. Ashe wani

Mahaukaci ne yazo ya kwanta a ciki, banza ta kori wofi ke nan.

A ganinku, tsakanin saurayin da Dan achaba wa zai fi wani gudu?

Ku turo amsoshi zuwa ga: tsuntsumediaservices@yahoo.co.uk

                       Barawon Takobi

Daga  Bashiru Saleh

Wani barawo ne ya shiga wani gida sata.Dayake dare ne yana cikin lalube sai yaji ya tabo wani sharbeben takobi a rataye.Da har zai dauka sai canja shawara yace ba sai na gama sace kayan gida sannan sai in zo in dauke wannan takobin,don daga ji zayyi tsada sosai.

Bayan ya gama sace kaya ne sai ya dawo domin daukar wannan takobi,ga mamakin sa da ya shafo wajen sai yaji ba takobin sai dai gidan takobin.

Mai ya kamata barawon yayi ?

Ku turo amsoshi zuwa ga: tsuntsumediaservices@yahoo.co.uk